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Compare lenders, calculate student loan payments, get expert insights and find the best private student loan or refinancing option for you.

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Today’s best private student loans for college

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Today’s best private student loans for graduate school

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Today’s best private student loans for parents

Student loan refinance

Today’s best options for refinancing student loans

Student loan calculators

Calculate and compare loan payments and loan costs

Featured lenders
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College Ave logo
College Ave
Fixed apr
4.39% - 16.69%
Variable apr
5.59% - 16.85%
Repayment terms
5, 8, 10, 15 years
Fees:
Late fees
Offers:
Autopay discount (0.25%), Graduation reward ($150), and Cosigner release

4.5 / 5

Undergraduate student loan rating
Check rates
Read review →
Sallie Mae logo
Sallie Mae
Fixed apr
4.25% - 15.49%
Variable apr
5.37% - 15.70%
Repayment terms
10 to 15 years
Fees:
Late fees
Offers:
0.25 percentage point interest rate reduction with autopay and borrowers can apply for cosigner release

4.5 / 5

Undergraduate student loan rating
Check rates
Read review →
Ascent Student Loans logo
Ascent Student Loans
Fixed apr
4.29% - 15.96%
Variable apr
6.23% - 16.09%
Repayment terms
5, 7, 10, 12, 15 years
Fees:
Late fees
Offers:
Autopay discount (0.25%), Reward of $525 per successful referral, and Graduation Reward (1%)

4.5 / 5

Undergraduate student loan rating
Check rates
Read review →
Earnest logo
Earnest
Fixed apr
4.29% - 16.49%
Variable apr
5.62% - 16.85%
Repayment terms
5, 7, 10, 12, 15 years
Fees:
No fees
Offers:
Autopay discount (0.25%), Customizable payment due date, and Option to Skip 1 payment every 12 months

4.5 / 5

Undergraduate student loan rating
Check rates
Read review →
SoFi logo
SoFi
Fixed apr
4.19% - 14.83%
Variable apr
5.74% - 15.86%
Repayment terms
5, 10, 15 years
Fees:
No fees
Offers:
Current customer discount (0.25%), Autopay discount (0.25%), and Cosigner release

4.5 / 5

Undergraduate student loan rating
Check rates
Read review →

Free Loan Calculator

Wondering how much that loan is going to cost you? Input your loan terms and we’ll tell you how much you can expect to pay monthly and in total

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Helpful Links

01.
FAFSA Tips
02.
How will refinancing affect my payments?
03.
Should I defer my loan payments?
04.
How much will I save by prepaying my loans?

Related Topics

01.
Personal Finance for College Grads
02.
Student Loans without Cosigners
03.
Forgiveness Options
04.
Coronavirus & Student Loans

Free Financial Aid Calculator

How much are you going to be expected to pay for your degree? Use this calculator to estimate your Student Aid Index (SAI)

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How to Choose the Best 529 Plan for You

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The College Savings Foundation's 2022 survey revealed that high school students plan to help fund their college education and desire practical coursework.

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